End-to-end fintech advisory for Latin America — from strategy and market entry to regulatory intelligence, compliance, and digital assets.
Turn ambition into a roadmap that works in LatAm
Open the doors that matter most
Know what's changing before it changes your business
Expand across LatAm with confidence
Optimize your structure for the region
Build compliance that earns trust
Operate legally at the frontier of digital finance
We help fintech founders and executives design strategies built for Latin America's realities — anticipating regulatory shifts, competitive dynamics, and market timing to maximize growth potential. From a single market entry to a multi-country rollout, we build plans that survive first contact with the region.
Situation Assessment
Understand your current position, goals, constraints, and competitive landscape across target LatAm markets.
Market Analysis
Evaluate regulatory readiness, competitive dynamics, and growth potential for each priority market.
Strategic Roadmap
Build a clear, phased plan with milestones, resource requirements, and risk mitigation strategies.
Execution Support
Stay alongside you as you execute — adapting strategy as market conditions and regulatory environments evolve.
We open the doors that matter for fintech businesses in Colombia — bank account access, payment network scheme registration, PSP and SEDPE licensing pathways, and open banking commercial alliances. Our network across Bancolombia, Banco de Bogotá, Grupo Aval, Mastercard, and Visa is the shortcut that typically takes years to build on your own.
Opportunity Mapping
Identify the highest-value partnerships, distribution channels, and commercial relationships for your model.
Partner Sourcing
Leverage our network to source and vet banks, payment networks, BaaS providers, and commercial partners.
Relationship Facilitation
Make introductions, support negotiations, and help you position compellingly with prospective partners.
Deal Closure Support
Navigate term sheets, due diligence, and onboarding to get agreements live faster.
A structured monthly briefing covering regulatory, tax, FX, and digital asset developments across Colombia and LatAm — versioned, color-coded for impact, and paired with advisory access for follow-up questions. The same standing deliverable that has been running for active fintech retainer clients for years.
Scope Setup
Define the regulatory areas most relevant to your business — payments, digital assets, tax, FX, corporate — and calibrate monitoring depth.
Monthly Briefing
Receive a structured, versioned briefing covering developments across target markets with a clear signal on what requires action.
Impact Assessment
For material changes, receive a tailored analysis of how the development affects your specific business model or compliance obligations.
Advisory Access
Raise questions on any development directly — briefings come with access to follow-up without opening a separate engagement.
Multi-market expansion requires deep local knowledge. We guide you through country selection, regulatory mapping, partnership strategy, and go-to-market execution across Colombia, Chile, Mexico, Peru, and Argentina — including nominee incorporation, multi-bank account opening, and bilingual documentation for foreign legal review.
Market Prioritization
Evaluate target countries based on regulatory readiness, competitive landscape, product-market fit, and growth potential.
Regulatory Mapping
Identify required licenses, key regulators, and compliance milestones in Colombia, Chile, Mexico, Peru, and Argentina.
Partnership Strategy
Source and vet local partners, distributors, and banking relationships necessary to operate in each market.
Go-to-Market Execution
Support launch with on-the-ground advisory, entity standup, stakeholder introductions, and ongoing guidance.
We structure fintech and digital asset companies to minimize Colombia's financial transactions tax (GMF), defend VAT exclusions for digital services, and navigate DIAN audits. From cross-border holding design to transfer pricing and the minimum tax rule under Ley 2277/2022, we reduce tax drag without creating regulatory exposure.
Structure Review
Analyze your current corporate and operational structure across LatAm jurisdictions for tax exposure and inefficiencies.
Optimization Mapping
Identify opportunities through entity design, holding structures, and cross-border flow restructuring.
Regulatory Alignment
Ensure proposed structures comply with local tax regulations, transfer pricing requirements, and DIAN expectations.
Implementation Guidance
Coordinate with local tax advisors and legal counsel to execute structural changes efficiently and without gaps.
We design AML/CFT programs built for Colombia's specific framework — SAGRILAFT risk assessments, UIAF reporting procedures for virtual assets, travel rule compliance, and crypto-client onboarding protocols. Programs that satisfy regulators and unlock the banking partnerships your business depends on.
Risk Assessment
Define your customer risk profile, product risk, and geographic exposure across target markets.
Policy & Program Design
Draft AML/CFT policies, KYC procedures, and due diligence frameworks aligned to Colombian law and FATF standards.
Technology & Controls
Evaluate and configure KYC, transaction monitoring, and sanctions screening tools appropriate for your scale.
Training & Testing
Train your team and run an independent effectiveness test before regulatory review or banking partner due diligence.
We help crypto-native businesses — exchanges, stablecoin issuers, OTC desks, and payment platforms — navigate Colombia's regulatory framework, structure compliant operations using mandate/agency architectures, and build the AML/CFT programs that open banking relationships require. Including multi-jurisdiction structuring across Colombia, Mexico, and Bermuda.
Regulatory Perimeter
Define whether your business model is regulated, by whom, and what it takes to operate legally — without over-licensing.
Structural Design
Structure your Colombian entity using mandate/agency frameworks, issuer/distributor separation, and cross-border arrangements to minimize tax and invoicing exposure.
AML/CFT Program
Design UIAF virtual asset reporting, travel rule compliance, and crypto-client onboarding protocols aligned to FATF standards.
Ongoing Compliance
Monthly regulatory monitoring so your team knows what's changing in Colombia's digital asset framework before it affects operations.
Let's talk through your regulatory, banking, and growth strategy across the region.