Peru

Legal

Virtual Asset (Activo Virtual) / Cryptoasset · Partial · ↻ under consideration

Virtual Asset Service ProvidersExchanges

Comprehensive framework Proposed CASP / VASP regime Proposed Licensing Unregulated AML / CFT Approved · 2024 Stablecoins Unregulated · Unregulated CBDC In progress · 2023 Consumer protection Unregulated Travel rule Partial Advertising rules No Taxation Taxed

Summary

Peru has no comprehensive crypto framework; cryptoassets are legal to hold and trade but lack a legal definition. The main regulatory step is AML: Supreme Decree No. 006-2023-JUS brought crypto exchanges (PSAV) under the FIU (UIF, part of the SBS) reporting regime, and SBS Resolution No. 02648-2024 (in force 2 August 2024) sets detailed AML/CFT obligations for VASPs, including a Travel Rule chapter effective August 2026. A 'Framework Law for the Commercialization of Cryptoassets' (Bill No. 1042-2021-CR) remains under congressional debate.

Timeline

Jul 2023: Supreme Decree 006-2023-JUS adds crypto exchanges as obliged PSAV reporting entities. Aug 2024: SBS Resolution 02648-2024 AML/CFT rules for VASPs enter into force. Aug 2026: Travel Rule (Chapter VIII) provisions take effect. Pending: Bill 1042-2021-CR framework law under debate.